Learn more about the Health Insurance Marketplace & Coverage Options
Open Enrollment runs November 1, 2015–January 31, 2016 (you may be eligible outside this period if you have a qualifying event.)
On October 1, 2013, the Health Insurance Marketplace became a new way for individuals, families and small businesses to get health insurance. The Marketplace gives you more choice and control over your health insurance options and is designed to help you find affordable health insurance.
You are able to get information about all the plans available in Maine by going to the Marketplace web site. You are able to enroll yourself, directly through the website, or call a toll-free phone hotline.
If you don’t have health insurance, many community organizations In Eastern Maine have staff available to help educate citizens about their options and help them get enrolled.
If you already have insurance – through an employer, Medicare, and Medicaid, you don’t need to worry. However, the marketplace is a new way to buy health insurance that lets you compare the plans to find more affordable options.
Many people are now be able to get a break on the costs of insurance. Depending on your annual income, financial help is available to individuals purchasing a plan through the Marketplace. People who could never afford coverage may now be eligible for free or low-cost insurance at a monthly premium that fits their household budget. Use this quick calculator to see if you might quality for lower premiums.
Better Benefits. All plans on the Maine Marketplace are required to cover the most important services, including:
- Doctor visits
- Emergency room care
- Maternity care
- Laboratory Services
Also, you should know that health insurance plans can’t refuse to cover you or charge you more just because you have a pre-existing health condition. Being sick won’t keep you from getting health coverage.
How Do I Get Enrolled in the Right Plan?
There are lots of ways you can get free help and advice:
Trained customer service representatives are available through toll-free help lines at HealthCare.gov or on-line website chat tools. The toll-free number is 1-800-318-2596.
Specially certified assisters working in organizations across Maine who are ready to provide free help either in person or by phone. You can visit Enroll207.com and use their handy Find Help Tool to locate a free certified assister near your home or business.
If you are a patient at one Seaport Community Health Center, you can call your Enrollment Specialist Mallory Tonner at 338-6900 ext. 2005 to schedule an appointment to go over your options and help get you the best coverage.